Once in a while, we may be tempted to look into a better price for our car insurance policy which is what I did a few days ago. A friend of mine made a comment about how he got a more affordable auto insurance from a reputable company and that I should look into it, so I did. I called the free toll number and asked about their process for getting a price quote and before I could finish my sentence, the sales rep ask for my first and last name which I provided and then asked about my date of birth which prompted me to ask how long this process will take and when he said 10-15 minutes, I kindly asked to end the call and apply online.

There are many ways we could get a price quote for our car insurance policy, some of which may be good ways and others not so good. I often say that we should reduce our identity obesity level and apply identity dieting whenever we can to reduce the risk of identity theft. One way to achieve this is to apply for a price quote on a secure website which offers multiple quotes from multiple companies. This process will eliminate the need to contact each company separately and share all the personal information many times over.

Another consideration is to avoid chasing good deals all the time. We don't need to shop for car insurance prices every 6 months. Just once every 2-3 years or the most annually if you must know about the best deals is enough. The cost savings of seeking price quotes often may not be worth your time and the increased risk of identity theft. As far as the end of my story, I applied online and found out that I was paying 50% less with my current policy. I'm done chasing price quotes for at least a year.

If you have a professional profile on LinkedIn, join our Identity Theft discussion group and consider becoming a Certified Identity Protection Advisor (CIPA). We have over 2000 members and just started creating subgroups for the certified members.

Until next time, be identity safe,
Henry Bagdasarian
Identity Management Institute

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