Identity Theft Solutions

Integrated and dynamic identity theft solutions are necessary to address many of today’s identity theft challenges such as identity crimes, data security breaches and disclosure of personal information. In recent years and mainly due to the Internet and rapid dissemination of personal information, identity theft has risen from a fairly unknown crime to a huge and costly problem for most people and companies. Identity disclosure and identity fraud affect many companies and millions of people around the globe and it’s often impossible and ineffective to resolve the various identity theft challenges with one single and magical identity theft service. Individuals continue to demand, collect and share more identity components or personal information while companies also continue to collect a massive amount and sometimes unneeded consumer information in their daily business operations. The personal information lifecycle presents many phases which if not properly managed can lead to identity obesity as well as security and privacy disasters requiring identity protection solutions. Despite these massive challenges, both consumers and companies continue to add fuel to the fire by becoming identity obese, increasing the number of identity components in their possessions through improper and unneeded creation, duplication, extended retention and sharing of personal information, thus, making it extremely difficult, time consuming and costly for themselves and others to properly manage and protect identity components throughout the personal information lifecycle. Integrated identity theft solutions and identity protection services can provide a full protection of personal information through proper risk assessment, gap analysis, implementation of controls where needed, monitoring, awareness and training. A complete identity protection is needed to prevent identity theft, data loss and disclosure, as well as detect and resolve identity fraud on a timely basis.

New identity theft laws and security requirements continue to be introduced while the existing laws are expanded to address the growing problem of identity theft. As such, new identity theft services are introduced and we continue to chase the consequences or rather the disasters of identity obesity and mis-management in piecemeal. Such laws, in some cases, address the rights of consumers and obligations of businesses while others list the punishments for identity theft criminals. Although, these laws are important and needed to close some of the loopholes, they have to be integrated and enforced to be effective. The enforcement of these laws is already in full swing in some industries such as banking while other areas such as healthcare are catching up very slowly. Therefore, not only companies must be proactive and take the required steps to ensure they are in full compliance with the various identity protection laws before they face an identity theft class action lawsuit, but more importantly, I suggest businesses and consumers become proactive in protecting the personal information of their clients, employees and families to preserve corporate image, business viability, valuable time, low operating costs and credit worthiness. When it comes to identity theft services, consumers in general can be lost in an ocean of identity theft service providers when seeking identity theft solutions. Most of the identity theft services take advantage of the various laws such as FCRA and FACTA to help consumers prevent, detect and resolve identity theft, however, these laws, embedded within the services, are neither transparent to consumers nor do they provide full protection. Consumers should attempt to educate themselves regarding available identity theft solutions to understand the scope of their protection and select the services that collectively provide dynamic, integrated and full protection. Companies on the other hand, must also evaluate the identity protection risks in accordance with the laws, security frameworks and best practices to protect the personal information they collect, store and share with their business partners in order to prevent incidents of data breaches and maximize protection against identity theft, lost personal information, privacy disclosure, and law suits.

Targeted Identity Theft Solutions

Total Protection - The Total Protection service from Identity Guard provides comprehensive monitoring of a) all 3 credit bureaus, b) the Internet and c) public records as follows:

• 3 credit bureau reports, scores and monitoring every business day,
• Email alerts to promptly notify you of certain changes to ensure each inquiry was properly authorized,
• Daily Internet monitoring for unlawful use of Social Security numbers, registered credit cards and other sensitive personal and family data,
• Daily scan for credit applications fraudulently submitted in your name,
• Report on changes to your public record profiles including: addresses of owned property and other assets, and
• Unlimited toll free personal customer service.

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Identity Monitoring - Identity Guard offers 4 levels of identity theft solutions based on your needs. Learn more at their site below and sign up for the best service for you. Learn More

Fraud Alerts - You can place fraud alerts on your credit reports to ask creditors to contact you before processing a new application in your name thus preventing unauthorized accounts being opened in your name. LifeLock places initial fraud alerts on your credit reports and renews them every 90 days. Click the banner below and learn more about LifeLock services now, or, you may want to read my review of the LifeLock services before signing up.

Identity Protection Services - IdentityMate is a personal information protection and identity management company which provides identity protection consulting and identity theft solutions to security conscious individuals and companies globally. Their solutions utilize integrated and targeted approach for maximum coverage and reduction of risks. They value customer service, human creativity, and simplicity in their risk management process. Their services include:

Corporate Services

Identity Theft Awareness, Training & Education

Dynamic Employee Assessment & Training
Expert Speaking Engagements
Security Training Manuals, Videos or PowerPoint
Management Presentation Materials
Customized Security Awareness (periodic emails, brochures, intranet bulletins and posters)

Information Protection Management

Regulatory Compliance Strategy & Planning
Information Security Program, Policies and Standards
Security Control Gap Analysis, Identification & Remediation
Security Process Design and Reengineering
Security Process Merger and Acquisition Support
Business Process Impact Assessment on Security
Technology & Service Provider Research
Pre-Audit Questionnaire (Prepare, Compile and Review)
Review of Existing Security Documents (Expert Feedback)
Interim Information Security Leadership
Incident Management Support (Analysis and Response)
Security Surveys, Quizzes and Tests (For employees and certifying organizations)
Third Party Security Audit
Third Party Inquiry Compilation and Review (Request For Information)

Litigation Support Services

Litigation Strategy & Defense
Negligence Discovery & Damage Assessment
Security Policies and Procedures Analysis & Non-Compliance
Review and Rebuttal of Opposing Experts
Expert Witness Testimony (Deposition and Trial)

Consumer Services

Identity Theft Risk Analysis - Please visit IdentityDiet.com to learn about a customized identity protection plan.
Identity Theft Seminars
Personal Service Provider Audits
Identity Protection Service Reviews

Please visit the IdentityMate Corporate Site for more information. You may also click their logo below to access their corporate site.